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Running a business can be hectic, and the last thing you want to worry about is if your company is adequately covered. That's why Forcht Insurance offers multiple forms of business coverage that will keep your company properly safe and secure, so you can focus on meeting your business goals.


Forcht Insurance provides the following types of Business Insurance:

(Click on Insurance type below to learn more)


We know that your construction project is more than the sum of its parts, but those parts are valuable...

With a Builder's Risk policy from Forcht Insurance, all the costly materials, fixtures and equipment that's being used in your construction or renovation will be covered in the event of damage or loss. We understand that there are risks involved on any construction site, but with Builders Risk from Forcht Insurance, the building blocks of your investment will be protected.
As the owner or operator of a hotel or motel, you're continually focused on making your guests as happy and relaxed as possible. But while you're busy looking after your customer's every need, who is looking out for your business?

A Hotel & Motel Hospitality insurance policy from Forcht Insurance provides the essential protection of business operations for the owners and managers of hotels as well as the property. This insurance provides coverage for hotels, motels, pools, spas, recreational facilities, and more.

Speak with a Forcht Insurance representative today about Hotel & Motel Hospitality coverage.
The ideal insurance solution for your small business!

Business Owners Packages are insurance packages that provide property insurance, liability insurance, crime coverage and much more built into one convenient package at an economical price. This is a great insurance solution for your small business as opposed to purchasing separate policies for liability and property insurance.

Call a Forcht Insurance representative today to build the specialized coverage Business Owners Package that your business needs.
In the ever shrinking world, having employees spread across the globe is a common part of today's business operations, but unfortunately real dangers can persist.

While the most vulnerable companies to kidnapping are those that have employees based or travelling overseas, organizations at home that have high profiles, handle large amounts of cash, or work with sensitive information are also at risk. Prepare your company for these threats.

A Kidnap & Ransom policy from Forcht Insurance can cover items such as ransom payment, loss of income, interest on bank loans, and medical/psychiatric care.

For more information about this basic form of insurance, speak to a Forcht Insurance representative today.
Because everyone could use a helping hand in the aftermath of a disaster...

In the event of a tragic loss or disaster, keep your business up and running with the help of a Business Interruption policy from Forcht Insurance. This unique form of coverage covers the loss of income a business suffers after a disaster while it is being rebuilt.

While a typical property insurance policy only covers the physical damage to the business, the additional coverage allotted by a business interruption policy covers the profits that would have been earned.

Questions? Give us a call today, a Forcht Insurance representative will be happy to answer any and all inquiries you may have.
Protect your business against loss or damages claimed as a result of a customer of your business becoming intoxicated and injuring themselves or others. If you're a manufacturer, seller, or server of the use or purchase of alcohol, then your business will need this coverage.

It is important for business owners to know that liquor liability coverage is usually excluded from general liability policies.

Questions? Give us a call today, a Forcht Insurance representative will be happy to answer any and all inquiries you may have.
If you're a business owner, then chances are you own cars, trucks or vans that you consider "company vehicles."

Just like personal vehicles, commercial automobiles are required to be properly insured. Don't be caught without the proper insurance policy for your business vehicles. Forcht Insurance can provide several affordable options for your business fleet.
As a physician, your decisions matter. You daily have to make life-altering decisions that have far-reaching consequences not only for your patients but for their families and loved ones as well. But while you're looking out for the best interest of your patients, who is looking out for you?

Medical Malpractice insurance from Forcht Insurance has the coverage you need to keep your practice safe and legally protected

Learn more about our Medical Malpractice insurance options by contacting a Forcht Insurance agent today
If you're interested in launching a new enterprise, Commercial Property insurance is something you should consider early on in your venture.

A Commercial Property insurance policy not only protects your property, but also inventory and assets, should you experience loss or damage caused by theft, an accident or some other means. Even if you do not own the building from which you operate your business, Commercial Property insurance is necessary to protect the buildings contents.

Commercial Property insurance premiums are known for varying, but Forcht Insurance is able to offer extremely competitive rates. Contact us today for more information.
You take pride in your craftsmanship, but sometimes even the best made products can break or cause harm.

When you're the manufacturer, distributor, or wholesaler of a product, you may be held responsible if there is an injury that results in the use of a product you sell. Keep your business covered with Product Liability from Forcht Insurance.

For more information about this basic form of insurance, speak to a Forcht Insurance representative today.
Your truck is the lifeline to your business. Commercial Truck insurance provides protection for your semi-truck, tractor trailer, or other type of truck used for business.

Protect your business, by purchasing a truck insurance policy from Forcht Insurance. Our representatives would be more than happy to speak with you about a policy that provides essential coverage.
As the ever changing 21st century workplace gets more complicated and intricate, sometimes things can fall through the cracks. Don't pay too high a price for an honest mistake.

Professional Liability insurance, also known as Errors and Omissions is primarily focused on protecting you if a client claims that your services caused them to suffer a financial loss.

Learn more about our Professional Liability insurance options by contacting a Forcht Insurance agent today.
Keep your business covered from the unexpected.

Avoid the chance of not having enough general liability coverage by purchasing a Commercial Umbrella insurance policy from Forcht Insurance.

Umbrella insurance is meant to protect your business assets beyond the standard limits of a primary policy. Commercial Umbrella insurance covers liability claims from all policies underneath it, and it is designed to give added liability protection above and beyond the limits of traditional policies.

Learn more about Commercial Umbrella insurance by contacting a Forcht Insurance agent today.
We understand that as an owner/operator of a restaurant or bar, customer satisfaction is a primary concern. That's why Forcht Insurance wants to make your establishment gets the kind of coverage you need and the service you'd expect.

This specific type of coverage helps you to manage the unique risks of your establishment. These include liquor liability, assault and battery, sign coverage, liability insurance that accounts for bar games such as darts or pool, employee dishonesty, theft, and general business interruption.

Questions? Give us a call today, a Forcht Insurance representative will be happy to answer any and all inquiries you may have
Do you own a construction or contracting business? If so, then you need to consider purchasing Contractor Liability insurance.

Contractors Liability insurance policies from Forcht Insurance will protect you from liability related to on-site or on-job accidents, products sold, and other forms of liability, including contractual liability. And since most of the time, having proper coverage will be a prerequisite of the job, Contractors Liability from Forcht Insurance is really a no-brainer.

Speak with a Forcht Insurance representative today about Contractor Liability coverage for your business.
You've spent so much time planning and preparing for the big day; let us make sure everything is covered.

Whether it is a holiday event, festival, business meeting, or party, a Special Event policy from Forcht Insurance will make sure your event is protected from general liability and losses. We also cover exhibitions and conventions, political events, fundraising events, lectures, and religious or spiritual events.

Before your next event, speak to one of our Forcht Insurance representatives.
Is your company growing? Recently formed a Board of directors? Then you need Directors & Officers Liability coverage.

Keep your company safe with Directors and Officers Liability Insurance from Forcht Insurance. This unique form of coverage provides financial protection for the directors and officers of your company in the event they are sued in conjunction with the performance of their duties as they relate to the company.

Learn more about Directors & Officers Liability insurance by contacting a Forcht Insurance agent today.
No matter what the industry, any business is susceptible to employee theft or dishonesty. Surety Bonds can be put in place to protect your business, and your consumers.

Surety bonds are most often used in the Construction industry, and should not be mistaken as insurance. The Surety Bond upholds contractual obligations for a business, if a principal, or one who will be performing a contractual obligation, fails to complete the terms of agreement.

If you'd like more information about Surety Bonds, contact Forcht Insurance. We'll be glad to help!
In the event a disaster happens, it is important to know that most business insurance policies do not cover earthquake insurance or damage caused by earth movement. However, Forcht Insurance is proud to offer earthquake coverage in most states.

Questions? Give us a call today, a Forcht Insurance representative will be happy to answer any and all inquiries you may have.
You only want to sell top quality merchandise, but sometimes even the best made products can break or cause harm.

When you're a distributor, or wholesaler of a product, you may be held responsible if there is an injury that results in the use of a product you sell. Keep your business protected with Forcht Insurance.

For more information about Wholesalers & Distributors insurance, speak to a Forcht Insurance representative today.
Protection for your company from the pre-hiring process through the exit interview...

As soon as you hire your first employee, you need Employment Practices Liability coverage. This policy covers an employer against claims made by employees, former employees, or potential employees.

Coverage can include claims of discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations.

Don't take the chance; contact a Forcht Insurance agent today about Employment Practices Liability coverage for your business.
If you employ other individuals, most states require business owners to purchase Workers Compensation insurance for their employees. However, an effective, affordable Workers Compensation policy can protect and benefit the employee, as well as the employer.

Workers Compensation insurance provides wage replacement and benefits to employees who may sustain job-related injuries during their employment.

If you are starting your own business, Forcht Insurance can help you explore what type of Workers Compensation insurance is right for you.
Every business owner knows the day-to-day uncertainties of small business management. General Liability insurance is something that you just can't do without.

General Liability insurance is the first line of defense against many common claims. It covers physical injuries or property damage that may occur on your business premises or other locations where you may do business. General Liability insurance also covers the cost to defend or settle claims, and protects from financial loss due to claims of injury or damage caused by others to you or your employees.

For more information about this basic form of insurance, speak to a Forcht Insurance representative today.
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